Mortgage Pirate - Mortgage Loans

Mortgage Loans - Pick Yer Poison

How me bosun lost his tongue

In a recent scamperin' around the decks of the Fiscal Revenge with me bosun and first mate, I peers to starboard and thought - though mine eyes are gone - I sees a gull drifting through the breeze above. I stops, pulled me Pirate hat down to me bosom, closed me deadlights and thought of the land fer a while. I be wishing' I had me some mortgage loans, I whispered, but the winds carried my whispers to the grave and beyond. When I opened me eyes the Bosun was a gigglin', so I cuts out his tongue with the end of me rapier. The end.

The creed fer finding the right mortgage loans

But it not be the end fer you and yer mortgage loans. Ye best be believin' the rates are out there, all ye need is to lookey here, lookey there, lookey everywhere, and the loans be a comin' faster that Jack o' the Flame. Oh, and ye best be followin' me Pirate creed, lest ye wants ter be walkin' the plank o' debt:

Know the borders of yer financial abilities. Don't scuttle yer own ship before even docking to port by lookin' at homes ye just cannot afford. An' don't even think about mortgage loans if ye can't afford the payments, or even if ye believe the payments might become too wily. Aye, yer best bet be using a calculator, a mortgage calculator the likes of which are common in these here cyberseas. And while those cursed lending marauders be stoppin' yer loan cold if they don't think ye can afford it - be sure ye are aware of their debt-to-income ratio, and how strictly they abide to their own doggish code - there'll be some who'll still loan. Know yer own financial waters, make the right moves through the unseen coral and shallows yer finances provide, and your passage into the warm waters of the deep mortgage loans will be smooth and without the harsh bumps from yer own heathen reef.
Beware what yer wantin' in a home. Plannin on livin' there for a year? Six years? Four score and eight? Well, the right mortgage loans be different loans fer every occasion, and ye best be makin a smart decision if ye want ter be keepin' yer neck. An ARM be fair if ye be livin' fer short, keepin' yer wanderin options open fer future sailings into the unknown. But if yer hunkerin' down and holding fast to yer plot, then gadzooks, there's nary a better opportunity fer your mortgage loans than a fixed rate mortgage, sure and true. Rates be so low they got the briny deep lookin', all jealous and rollin' around in her robes. But rates are a climbin', that be the Mortgage Pirates final say!
Sign up with a credible mortgage crew, meanin' yer mortagge lender best be a credible scab. I'll say it once, curse all devil lenders to the deep, and may mighty Hecuba save them from a life of fire if she so wishes. I cannot stand the devil dogs, but when yer be wantin' a home ye gots ta deal with the swine, and I'll tell you how. Go in with your cutlass shimmerin and yer pistol a blazin', take charge of the battle from teh initial get go. Let the ddevils know yer considerin all yer options, and that you do not need their measly mortgage loans. They will scuttle their offer and drop all rate anchors and put all hands to deck just to get yer stinkin' loans, but you'll get them. Mortgage loans be what yer needin and you'll get them if you keep to the Pirate code. D'aye, and merry huntin' to ye.